Clearly, today’s manufacturers are at risk of not having the ability to access the necessary capital to operate efficiently.  Many of the largest names in the banking sector are having solvency issues, and many names are now missing out on financing ledgers.  Not unlike previous recessionary periods, small and mid-size manufacturers are taking a hit as lenders shrink credit lines and are tightening their credit requirements.  In many instances, historically well-known names have stepped away from making small business manufacturing loans altogether.  In today’s economy, obtaining financing for manufacturers will certainly be challenging not only throughout the rest of this year but also in the foreseeable future. Fortunately, there are other financing options, such as factoring, for those manufacturing businesses with quality customers with a good credit profile. Depending on the type of goods your B2B company manufactures, financing options are likely available to you even if you have a less-than-perfect credit history.